Best Invoicing Software for UK Freelancers (2026)
Don’t need full bookkeeping software yet? Here’s a comparison of dedicated invoicing tools for UK freelancers, prices and features checked for 2026.
Guides
Do I Need to File a Tax Return? The £1,000 Rule
Who must send a UK Self Assessment return, straight from HMRC’s list — and why the £1,000 threshold is measured before you take off expenses.
Sole Trader vs Limited Company: 2026/27 Dividend Rate
Sole trader versus limited company at 2026/27 rates: Corporation Tax, dividend tax at 10.75%, liability and admin — and why we will not give you a threshold.
Can’t Pay Your Tax Bill? HMRC Time to Pay Explained (2026)
HMRC Time to Pay and the Budget Payment Plan explained: what you need, what HMRC asks, and why setting one up before the deadline costs nothing.
Marriage Allowance for Freelancers: Free 4-Year Backdate
Marriage Allowance cuts a couple’s tax by up to £252 a year and backdates to April 2022. The test is profit, not turnover — which is why sole traders miss it.
Capital Allowances for Sole Traders: 2026/27 Rules
Capital allowances for sole traders: the private use restriction, what you cannot claim AIA on, and why the year you buy is the year that counts.
How Long to Keep Business Records (HMRC Rules)
How long UK sole traders must keep business records, what counts as a record, and what to do if yours are lost — with HMRC’s own worked example.
Student Loan Repayments for the Self-Employed
Student loan repayment thresholds for 2026, and why self-employment changes the calculation: HMRC uses your whole-year combined income, not month by month.
Cash Basis vs Traditional Accounting for 2026/27
Cash basis versus traditional accounting for UK sole traders. Cash basis is now the default, and it means never paying tax on an invoice that has not been paid.
How to Register as a Sole Trader with HMRC
Started working for yourself in 2025/26? Register for Self Assessment by 5 October 2026: when the £1,000 rule bites, how to register, what a missed date costs.
VAT Registration Threshold: The £90,000 Rule
When you must register for VAT in the UK, both triggers explained with HMRC’s own examples — and why registering late means paying VAT you never charged.
Simplified Expenses: HMRC Flat Rates for 2026/27
Simplified expenses flat rates for 2026/27. Mileage rose to 55p for the first 10,000 miles, and the home-working rate has a 25-hour gate most people miss.