Side Hustle Tax UK: When You Must Declare It
Side hustle tax UK: it hinges on one number, £1,000. Exactly when online selling, freelancing or gig income needs declaring to HMRC.
Guides
Self-Employed Mileage Allowance: 2026/27 Rates
The self-employed mileage allowance is 55p a mile (first 10,000) for 2026/27 — up from 45p. What sole traders can claim, and when actual costs win instead.
Self Employed Mortgage UK: How It Works
The documents UK lenders want from self-employed applicants: two to three years of accounts, SA302s and tax year overviews — and the 72-hour rule.
Self-Employed Insurance UK: What Freelancers Actually Need
Self-employed insurance: none of it is legally required except employers’ liability. Which cover matches which work, what it costs, and the three gaps.
Self Assessment Deadlines: Which Return Are You Filing?
The Self Assessment return being filed now covers 2025/26, due online by 31 January 2027. Every date, which tax year it belongs to, and what lands in January.
Pensions When You’re Self-Employed: Tax Relief & Options
No one auto-enrols the self-employed: protecting your State Pension for £3.65 a week, the £80-becomes-£100 relief, and the £60,000 ceiling.
Penalty for Registering Self-Employed Late
Missed the 5 October deadline to register as self-employed? Here’s how HMRC’s failure to notify penalty works, and what to do right now.
No Employer, No Sick Pay: The Self-Employed Safety Net
Self-employed and worried about being off work? Here’s exactly what you can and can’t claim — sick pay, Maternity Allowance, and Universal Credit.
Making Tax Digital for Income Tax vs VAT: What Differs
Making Tax Digital for VAT and MTD for Income Tax are two separate schemes. Here’s who each one applies to right now, and how they differ.
IR35 Explained: What Off-Payroll Working Means
IR35 confuses most freelancers. Here’s who it actually applies to, why sole traders are usually exempt, and what to watch for in 2026.
ICO Registration for the Self-Employed
Do UK freelancers need to register with the ICO and pay the data protection fee? Fee tiers, exemptions, and fines explained using ICO’s own rules.
How to Set Up a Pension When Self-Employed
A step-by-step process for opening a pension as a self-employed UK worker: comparing providers, checking charges and setting up contributions.